Renters & Condo Insurance
Do you rent an apartment, condo or home?
Many landlords require their tenants to purchase renters insurance. This policy will protect you from a loss of property due to theft or damage and protect you in the instance an accident occurs in your residence.
Renters insurance provides coverage for your personal belongings as your landlord is only responsible for the dwelling/building.
Condo insurance is different than homeowner insurance. The structure is covered by the condominium master policy, however, the master policy may not provide for all of the coverage that is necessary.
With any of the above policies, condominium or renters, we will be able to provide the endorsement, HO 0490 Personal Property Replacement Cost. This valuable endorsement would replace your contents without depreciation, in fact, getting new for old.
- Smoke Detectors Discount for having smoke detectors in your home.
- Home Security Discounts for Burglar and Fire Alarms, Dead Bolt, and Automatic Sprinklers.
- Mature Credit If you are age 55 and older and one of the named insured’s is retired, you are entitled to a 5% discount.
- Home/Auto If you insure your auto and home through MAPFRE Insurance, you can recieve 20% on your homeowners premium.
Your condo insurance policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your condo insurance policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.
Common items that can be added as scheduled property:
- Musical Instruments
- Golfers Equipment
- Fine Arts
Value Added Personal Property Service
24/7 IT support available with access to professional, highly trained IT support specialist at no additional charge.
*Some discounts only apply to certain parts on the policy. Discounts offered subject to qualification and company guidelines. The above discounts available for calendar year 2021.